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Dr. Halimahton Binti Burhan
Senior Lecturer
Halimahton Borhan is a lecturer in economics at Faculty Business and Management University Technology Mara Melaka Malaysia. Currently, she is a referee and as an Associate Editors of The International Journal of Environmental, Cultural, Economic and Social. She is also a consultant in collaboration with Ministry of Prime Minister Malaysia with UnivHalimahton Borhan is a lecturer in economics at Faculty Business and Management University Technology Mara Melaka Malaysia. Currently, she is a referee and as an Associate Editors ….
Dr. Noraznira Abd Razak
Lecturer
Noraznira Abd Razak is a risk management and insurance lecturer at the Faculty of Business and Management, University Technology MARA, Melaka, Malaysia. She has more than ten years experience as a practitioner in risk management and the insurance industry and became an academician in 2006. She is currently pursuing a PhD in risk management, and herNoraznira Abd Razak is a risk management and insurance lecturer at the Faculty of Business and Management, University Technology MARA, Melaka, Malaysia. She has more than ten years….
