Professor Zuriah Abdul Rahman is a Professor of Risk Management & Insurance at Arshad Ayub Graduate Business School, Universiti Teknologi MARA (UiTM), Malaysia. She holds a BSc in Business Administration in Insurance and an MBA from Bowling Green State University, Ohio, USA. She also has a PhD from Universiti Utara Malaysia/University of MemphiProfessor Zuriah Abdul Rahman is a Professor of Risk Management & Insurance at Arshad Ayub Graduate Business School, Universiti Teknologi MARA (UiTM), Malaysia. She holds a BSc….